Refinancing your home can save you money on interest charges while tapping into your home’s equity. However, you can see your savings evaporate through prepayment penalties and other fees if you don’t negotiate favorable terms before signing a contract. While every new mortgage will require some loan processing fees, they should be no more than [...]

In order for you to get your best deal on a mortgage you must first understand the types of companies that are offering mortgage products. Learn how they make their money and half the battle is won! These mortgage companies can be simplified as: Brokers Broker/Lenders Mortgage Lenders Banks Before we continue, I need to [...]

Conventional wisdom has it that there are only three ways to grow your business: find new customers, increase the amount of each sale to existing customers or get customers to buy more frequently. But I’ve seen business owners go blank when presented with those three options. So here is a more useful list of ways [...]

There are costs associated with credit card processing online , but if you’re a business owner who operates primarily from a Web site, processing plastic is going to be a vital link between you and your consumers. Virtually everyone who shops online expects to be able to pay for the their purchase using their credit [...]

When it comes to setting the fees (price) for your services there are some important factors to consider. One of the main strategic decisions is to decide whether you will charge based on hourly/daily rates (time-based), or charge based on results achieved (value-based). There are arguments for both time-based and value-based approaches. However as time-based [...]